Pillar 7 of 8

Regulatory & Legal
Framework

ERISA compliance monitoring, DOL audit readiness, and automated fiduciary documentation tracking to defend against litigation and regulatory penalties.

COMPLIANCE STATUS
Audit Ready
Documents Tracked
1,847
Compliance Rate
98.7%
Violations Flagged
3
Days to Audit Ready
0

Automated Compliance Shield

ERISA 404(c) Documentation

Automated tracking of quarterly participant notifications, annual fee disclosures, and plan document amendments. Generates audit-ready evidence packages on demand.

Fiduciary Duty Verification

Monitor vendor selection, fee reasonableness reviews, and conflict-of-interest disclosures. Flag missing prudent process documentation before DOL requests it.

Regulatory Change Monitoring

Receive alerts for new DOL guidance, IRS notices, and court decisions affecting health plan compliance. Automated impact analysis identifies required action items.

Litigation Defense Prep

Continuous audit trail of all fiduciary decisions, benchmark comparisons, and corrective actions. Export timestamped evidence packages formatted for legal discovery.

Regulatory Checkpoints

Annual Form 5500 Validation

Pre-filing verification that Schedule A vendor fees match contract terms, participant counts reconcile to census, and plan characteristics align with SPD language.

Quarterly Fee Disclosure Review

408(b)(2) disclosure monitoring—flag missing service categories, unreasonable markup percentages, or undisclosed revenue-sharing arrangements before participant notices go out.

Broker Compensation Transparency

Track disclosed vs. actual broker payments. Detect override commissions, contingent bonuses, or undisclosed soft-dollar arrangements that create ERISA conflicts.

Sleep Through the Next DOL Audit

Automated compliance means you're always audit-ready—no scrambling for documents when regulators call.