Expose hidden financial relationships that undermine fiduciary duty
Map ownership, affiliates, and payment flows between all vendors
Document conflicts before they become DOL violations or lawsuits
Give directors fiduciary assurance that vendor selections are clean
Your broker recommends a PBM. The PBM owns the specialty pharmacy. The specialty pharmacy contracts with the home infusion company your broker also recommended. The broker gets override commissions from all three. Nobody disclosed the connections. This is a fiduciary breach—and it's epidemic. Our engine maps these webs automatically from public records, ownership filings, and contract analysis.
Broker recommended specific PBM and specialty pharmacy. Conflict scan revealed broker's parent company owned 22% of the PBM and received 40% revenue share on specialty. Total undisclosed annual payments: $18M. Broker relationship terminated, new RFP conducted, saved $12M annually with transparent vendor.
TPA, PBM, and specialty pharmacy all recommended by the same consultant. Conflict analysis revealed all three vendors were subsidiaries of the same private equity firm—and the consultant's firm received equity warrants in the PE fund. Complete capture of the decision process.